Concept · SME Fintech

Bookkeepingwithout drama.

Rupiahku replaces notebooks and WhatsApp messages with one app understood by warung owners and café owners alike — no accounting degree needed.

Why Rupiahku

Many SMEs grow without realising they are actually losing money.

Big revenue does not equal profit. Without books, it is hard to know which products earn and which costs quietly drain. Rupiahku helps Indonesian SMEs make decisions with data, not gut feel.

01

Daily cash in & out

Record on phone in 5 seconds. Photograph receipts for proof, auto-categorised.

02

Receivables & payables visible

Who still owes you? Whom do you owe next week? One screen.

03

Tax & investor ready

Export profit-loss and balance sheet in professional PDF. For tax or pitch decks.

Warung Bu TiniDASHBOARD · 27 OKTOBER 2025+ CatatPEMASUKAN HARI INIRp 12.485.000+18% vs kemarinPENGELUARANRp 4.125.000StabilLABA KOTORRp 8.360.000+24% vs kemarinPIUTANGRp 2.150.0003 pelangganArus kas 30 hariPemasukan vs pengeluaranPemasukanPengeluaranTransaksi terakhirPenjualan tunai10 menit lalu+Rp 245.000Beli sayur1 jam lalu−Rp 180.000Penjualan tunai2 jam lalu+Rp 320.000Bayar listrik3 jam lalu−Rp 425.000Pelanggan bayar utang5 jam lalu+Rp 150.000EKSPOR PAJAK · OKTOBER 2025Laporan SPT siap diunduh — sudah sesuai format DJP.Unduh PDF →
Features

What Rupiahku does for you

01

Quick Recording

Tap category, enter amount, save. No lengthy forms that discourage logging.

02

Multi-Branch

Manage several stalls or outlets from one account. See per-branch performance clearly.

03

Receivables & Payables

Auto-reminders to customers with outstanding bills. Track what you owe suppliers.

04

Simple Stock

Right for small stalls — know remaining stock without overkill inventory software.

05

Automated Reports

Profit-loss, cash flow, and balance sheet generated automatically. Send to your tax advisor.

06

Team Access

Staff can record sales while owners see everything. Role-based access.

How It Works

Start in 10 minutes

01

Sign up via WhatsApp

No long forms. Verify your WhatsApp number, start using.

02

Log today

Start with today's cash in. No need to import old messy data.

03

See your numbers

After 30 days, Rupiahku surfaces patterns — most profitable products, busiest hours, hidden costs.

Tax Ready

File taxes without drama.

Rupiahku generates reports in formats your tax advisor — or DJP Online — accepts directly.

PPh 21 / 23
Withholding & summary
PPN 1111
Digital tax invoice
SPT Tahunan
Annual SME report
Neraca
Professional finance report
Laba/Rugi
Monthly & yearly
CSV/Excel
For further analysis
PROMO

Free 30-minute consultation with our tax advisor partner for new users.

Schedule
FAQ

Frequently asked

Is Rupiahku free?

The base tier is free forever for one branch. Paid tiers unlock multi-branch and advanced reports.

Is it safe? What if my phone is lost?

Data stored in Rupiahku's encrypted cloud. Log in on a new phone and everything returns.

Can I use it for food businesses?

Definitely. Many food businesses use Rupiahku because categories for ingredients, gas, and electricity are pre-built.

How is Rupiahku different from a typical POS?

A POS focuses on sales transactions. Rupiahku focuses on financial health. We integrate with popular SME POS systems.

Start bookkeeping that feels human.

Free forever for one branch. No credit card, no awkward questions.

Start now